Products

Financial lines

Commercial Institutions

The fast-paced corporate world is built on bold bets and tough calls. In mitigating their impact on organizational leaders and managers need reliable protection and partners. From libel and slander to breaches of confidential information, trademarks, and copyrights, our professional and management liability insurance covers every professional challenge you face while you focus on the opportunity – with flexible policy forms to match the agility of your decision making.

Professional Indemnity Projects

Professional indemnity insurance that is tailored to the duration and requirements of a project. It protects professionals and businesses against claims arising from project-specific negligence, errors, or omissions. It provides them with targeted coverage and financial security in the face of damages and legal costs that may occur during the project.

Professional Indemnity Annual

Safeguards professionals and businesses against claims of negligence or malpractice, covering the financial consequences of errors, omissions, or oversights in their service. It typically covers damages, legal costs, and financial losses.

Directors & Officers Liability

Protects directors and officers, as well as their personal assets, against claims of wrongful acts, mismanagement, or breaches of fiduciary duty. It may cover settlements, judgments, and legal defence costs – helping to attract qualified talent to serve in leadership positions.

Commercial Crime

Provides comprehensive protection to commercial institutions against a wide range of risks, including employee dishonesty, forgery, fraudulent trading, and losses from burglary or theft. It is specifically designed to safeguard institutions from both internal and external threats, ensuring financial stability and business continuity.

Financial Institutions

Tailored products focusing on insuring firms which operate within the financial services business space and face ever increasing risks associated with crime and litigation.

Bankers Blanket Bond (BBB)

Provides comprehensive protection to financial institutions against a wide range of risks, including employee dishonesty, forgery, and losses from burglary or theft. It is specifically designed to safeguard institutions from both internal and external threats, ensuring financial stability and business continuity.

Professional Indemnity

Safeguards institutions against claims of civil liability, negligence or malpractice, covering the financial consequences of wrongful acts, errors, omissions, or oversights in their service. It typically covers damages, legal costs, and financial losses.

Directors & Officers (D&O)

CASUALTY

With our flexible and global coverage options, your business is protected against the unexpected no matter where you operate. Whether you are facing claims from third parties, dealing with product-related issues, managing employer liabilities, or hosting events and construction projects, our comprehensive policies have you covered.

Public Liability

This type of insurance provides coverage for claims resulting from bodily injury or property damage caused to a third party due to the insured's negligence. It typically includes premises liability, product liability, and completed operations coverage.

Product Liability Including recall options

Product Liability Insurance, including recall expenses coverage, protects manufacturers, wholesalers, and retailers against claims arising from defective products that cause bodily injury or property damage, while also covering the costs associated with product recalls, such as notification, retrieval, and disposal expenses.

Event Liability

Event Liability Insurance is commonly purchased for various occasions, such as weddings, festivals, concerts, conferences, trade shows, fundraisers, and corporate events. It offers financial protection by covering legal expenses, medical costs, and potential damages resulting from covered incidents during the event.

Construction Liability

Construction Liability Insurance provides coverage for risks and liabilities associated with construction projects, including bodily injury, property damage, and construction defects, protecting contractors, builders, and construction professionals.

Employer's Liability

Employers Liability Insurance is a type of insurance that protects employers against claims made by employees who have suffered work-related injuries or illnesses. It provides coverage for legal costs and compensation payments in cases where the employer is found responsible for the employee's injury or illness.

POLITICAL VIOLENCE

Operating in politically unstable environments can be challenging, with risks that, more often than not, disrupt businesses and impact lives. When peace is at stake, our political violence insurance is here to provide peace of mind. Our solutions cover losses and damages from a range of threats including riots, strikes, civil commotion, sabotage, terrorism, insurrection, revolution, rebellion, coups d'Etat, war, and civil conflict. We also offer coverage for Active Assailant and Kidnap & Ransom insurance.